ERISA Disability Cases

More commonly known as “ERISA,” the Employee Retirement Income Security Act of 1974 is a federal law that protects pensions and certain other benefits offered to workers by their employers. Long-term disability insurance is often included in these benefits. Unfortunately, it is not unusual for a disability claim to be denied, even if the employee believes that they meet the definition of “disabled” under the applicable policy. The employee is not necessarily bound by such a decision, however, and they have a right to seek legal representation to help with the claim. If you believe that your claim has been wrongfully denied, knowledgeable Rockland County ERISA disability lawyer Valerie J. Crown may be able to help. She also can assist people who need a Social Security attorney to help them pursue disability benefits from the federal government.

Our team values the opportunity to provide personalized representation to each injured person who seeks our assistance. We are available to clients at all hours of day and night so that they have someone who is ready to listen to their concerns. You can reach Valerie on her cell phone at 845.598.8253 at any time. Our firm takes pride in combining the individual attention of a small firm with the resources of a large firm, enabling us to handle a wide range of complex matters.

Pursuing an ERISA disability claim may be challenging, since it is not easy to fully understand the law and the special rules that are involved in these cases. Employers, insurance companies, and even unions are typically much more knowledgeable in the details of these matters than the employees whom the law is designed to protect. Because of this, hiring an ERISA disability attorney in Rockland County or the surrounding areas may be an important first step in getting the benefits to which you may be entitled.

ERISA is designed to ensure a broad level of protection to American workers who depend upon their employee disability benefits. If you have an ERISA disability policy your employer is subject to ERISA. However, that does not necessarily result in a given employer or insurance company being in compliance with all of the requirements of this important federal law.

When an employee is unable to work, he/she should be able to rely on the benefits of a long-term disability insurance policy if insured under such a policy. Of course, receiving such benefits is not automatic, and a great deal of paperwork may be required in order to comply with the claims process. There are strict deadlines not only for the initial claim but also for appealing the denial of a claim, and a failure to act in a timely fashion may result in a permanent loss of benefits. Hence, it is very important to act quickly if your disability claim has been denied.

Injury lawyer Valerie J. Crown can help you understand the deadlines that apply to your claim and work with you to secure the documentation necessary to win your case in court, should litigation be necessary. This includes working with medical providers to make sure that all of your medical conditions are explained and that information concerning any restrictions or limitations is included on the necessary forms. To schedule an appointment with a Rockland County ERISA disability attorney, call us at 845.708.5900 or contact us online and ask for a free, confidential case evaluation. We also handle Social Security Disability cases, workers’ compensation claims, and personal injury lawsuits on behalf of people throughout the greater New York metropolitan area, including Rockland, Westchester, and Orange counties.